Applying for Social Security Disability (SSD) benefits can be a daunting task. The application process is complicated, and numerous requirements must be met before you are awarded benefits. Even worse, nearly 75 percent of all initial applications are denied.
Because there can be many reasons for a denial, it's very important that your application is prepared properly and, even more importantly, that you immediately fight the initial denial.
Here are some tips to help you with the SSD approval process:
What to do when your claim is denied
Most people give up when their claims for benefits are denied right away. Don't do this.
As unfair as it may seem, more denial letters are sent out than approvals. Some online reports even state that only 30 percent of initial disability claims are approved after their first submission in Mississippi and only 25 percent in Tennessee.
Provide all necessary medical records and documentation
Your SSD application must include your medical records and, ideally, a written statement from the doctor who best understands the nature and effects of your particular disability. Your medical conditions -whether physical, psychological or both - should be documented. Do not minimize or exaggerate your condition or the extent to which your normal daily activities are affected by your medical condition.
Get help from an experienced lawyer
You are not alone if your initial application is denied. Seeking the assistance of an attorney who is knowledgeable of the application process in your state can be reassuring and helpful, both before applying or after a denial. In the case of a denied application, a lawyer will help you determine the basis for the denial and whether you need to appeal the denial or file a new application.
Don't be discouraged if your claim is denied
Contact an experienced Social Security attorney at the law firm of Wood, Carlton & Hudson, P.C., for help.