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The basic requirements for qualifying for SSI benefits

Mississippi residents who are facing tough times, financially speaking, are usually looking for ways to help lighten the burden of bills and expenses that seem to continue to pile up. For some people, this means taking on a second job or working more overtime hours. However, some of our readers in Mississippi don't have this option. Some are either disabled or have extremely limited means. People who find themselves in this type of situation may be able to qualify for Supplemental Security Income, also known as SSI.

There is one key difference between SSI and Social Security Disability: work history. To qualify for SSD benefits, a Mississippi resident must be disabled and meet the work history requirements, as outlined by the Social Security Administration. SSI benefits, however, are funded differently than SSD benefits, and there are different requirements.

First, besides being disabled, over the age of 65 or blind, an applicant for SSI benefits must have limited income and resources. Applicants who are married will see their spouse's income and resources included in the calculations as well. SSI benefits can be granted to children too, but the incomes of that child's parents and their resources will be evaluated as part of the application for benefits.

Of course, certain assets and resources are excluded from the determination of whether or not a person qualifies for SSI benefits. For example, for those applicants who are fortunate enough to own land or a home, those assets will not figure into the calculation of determining benefits. But, although some of these basic requirements may seem easy enough to understand, there is quite a bit more to applying for SSI benefits than many people may realize. It can be important for Mississippi residents to get the most accurate and up to date information about the process.

Source: ssa.gov, "Supplemental Security Income (SSI)," Accessed Dec. 26, 2015

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