Did you know that if you are injured at work in Mississippi, or experience an illness caused by your working conditions, you are entitled to certain benefits and rights? Workers' compensation laws in Mississippi provide two types of benefits to which you may be entitled: Medical treatment and cash disability payments.
A work-related injury may be something as simple as a back strain from a slip-and-fall or as serious as a broken bone or wrongful death. Working with chemical or exposure to toxic fumes on the job may lead to a covered illness. It is important for all workers in Mississippi to know their rights because employers and their insurance carriers may not give you all that you deserve.
Your right to medical care benefits for a workers' compensation claim
Once you report your injury or illness to your employer, your employer must file a claim with the Workers' Compensation Commission. This claim entitles you to medical services, which may include:
- Doctor visits
- Physical therapy
- Hospital case
- Nursing care
- Medical devices
- Rehabilitative services
- Continuing treatments
In addition, if you must drive out of town for doctor's visits, you can be reimbursed for mileage. It's important to know that there is no deductible associated with these medical services, and the care should be paid for by your employer's insurance company directly to your health care providers.
Understanding wage loss benefits in Mississippi
In addition to medical treatment, you are also entitled to a wage loss benefit. Depending on your situation, you may receive as much as two-thirds of what you make in an average week of employment. These cash disability benefits help cover a portion of your lost wages due to a workplace accident or illness.
Workers' compensation benefits also extend to surviving family members in the event an employee dies. Death benefits cover a percentage of the employee's normal weekly wage and can continue for as many as 450 weeks. Funeral expenses may be covered as well.
You don't have to face this process alone
If you or a family member is dealing with a work-related injury or illness, it is always best to contact an attorney immediately to ensure you receive all your rightful benefits. Contact an experienced worker's compensation lawyer at Wood, Carlton & Hudson, P.C.