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Qualifying for SSD benefits if you have cancer

Hearing the word “cancer” from your doctor may have been one of the scariest moments of your life. After learning what you need to know about treatment, you may wonder what you will do if you are unable to return to your Mississippi workplace. At Wood and Carlton, P.C., we often counsel people in what type of benefits they may qualify for and assist them with applications.

The American Cancer Society explains that the federal government understands the pressing financial needs of people with serious illnesses. Therefore, Social Security Disability benefits may be available to you more quickly if you have received a diagnosis that is included on the Social Security Administration’s “Compassionate Allowances” list. If you qualify for SSD benefits but your condition is not this list, it will take at least six months for your benefits to begin. 

The money for Social Security Disability benefits comes out of workers’ paychecks (the withholding listed as FICA), or if you were self-employed, it was a part of your self-employment tax. The longer you worked and the more you paid, the more money you will qualify for if your disability application is approved. If you do not have health insurance and are counting on Medicaid to cover the considerable health care costs of your treatment, you may need to ensure that receiving benefits will not disqualify you for coverage. 

If you are eligible for benefits, your spouse and your dependent children may also be able to receive benefits. For more information about the process of applying for SSD benefits, please visit our webpage.

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