Debunking Myths About Social Security Disability: Separating Fact from Fiction

December 5, 2024

Social Security Disability (SSD) benefits play a crucial role in providing financial support to individuals who are unable to work due to a disability. However, misconceptions and myths about the SSD program abound, leading to confusion and misinformation. At Wood & Carlton, P.C., with locations in Corinth, Tupelo, and Pontotoc, Mississippi, our experienced attorneys are dedicated to debunking common myths about Social Security Disability and providing accurate information to those in need. In this guide, we'll debunk some of the most prevalent myths surrounding SSD benefits and shed light on the truth.


Myth 1: Everyone Who Applies for SSD Benefits Gets Approved

Fact: While many individuals are approved for SSD benefits, not everyone who applies is granted benefits on their first attempt. The SSD application process can be complex, and the eligibility requirements are stringent. Many applicants are initially denied benefits and must go through the appeals process to secure approval.


Myth 2: You Can't Work While Receiving SSD Benefits

Fact: It's a common misconception that you can't work at all while receiving SSD benefits. In reality, SSD beneficiaries are allowed to work and earn income, but there are limitations on the amount of income they can earn without jeopardizing their benefits. The Social Security Administration has specific rules and guidelines regarding "substantial gainful activity" (SGA) that determine eligibility for benefits.


Myth 3: SSD Benefits Are Only for Physical Disabilities

Fact: SSD benefits are available to individuals with both physical and mental disabilities that prevent them from engaging in substantial gainful activity (SGA). Mental health conditions such as depression, anxiety, bipolar disorder, and schizophrenia can qualify for SSD benefits if they meet the Social Security Administration's criteria for disability.


Myth 4: You Can't Apply for SSD Benefits If You Have Savings or Assets

Fact: SSD benefits are not means-tested, meaning that eligibility is based on your work history and disability, not your financial resources. While Supplemental Security Income (SSI) is a needs-based program that has income and asset limits, SSD benefits are not affected by savings or assets.


Myth 5: SSD Benefits Are Easy to Obtain with the Help of a Lawyer

Fact: While having legal representation can improve your chances of success, obtaining SSD benefits is not guaranteed, even with the assistance of an attorney. The SSD application and appeals process can be lengthy and complex, and many factors can affect the outcome of your case.


Conclusion

Debunking myths about Social Security Disability is essential to ensuring that individuals with disabilities have access to accurate information and support. With the guidance of experienced legal counsel from Wood & Carlton, P.C., you can navigate the SSD application and appeals process with confidence and maximize your chances of securing the benefits you deserve. Contact us today to schedule a consultation and learn more about how we can help you with your SSD claim.

Exploring the Appeals Council and Federal Court Levels for SSD Appeals

July 17, 2025
Introduction: Navigating the Social Security Disability (SSD) appeals process can be complex and daunting, especially for individuals who have had their initial SSD claims denied. Fortunately, claimants have the opportunity to seek further review of their cases at the Appeals Council and, if necessary, in federal court. At Wood & Carlton, P.C., with offices in Corinth, Tupelo, and Pontotoc, Mississippi, our experienced SSD attorneys are well-versed in the appeals process and can provide valuable guidance to claimants at every stage. In this blog post, we'll explore the Appeals Council and Federal Court levels for SSD appeals and offer insights to help claimants understand their options. The Appeals Council: The Appeals Council is the next level of review after an initial denial of SSD benefits. Claimants who receive an unfavorable decision from an Administrative Law Judge (ALJ) can request a review by the Appeals Council. The Appeals Council examines the ALJ's decision for errors of law or procedure and may overturn, modify, or remand the decision for further review. Requesting Review by the Appeals Council: To request a review by the Appeals Council, claimants must submit a written appeal within 60 days of receiving the ALJ's decision. The appeal should include specific reasons why the claimant believes the decision is incorrect and may include additional evidence or legal arguments to support their case. The Appeals Council's Decision: Upon reviewing the case, the Appeals Council may take several actions, including affirming the ALJ's decision, issuing a new decision, or remanding the case for further review. If the Appeals Council denies the claimant's request for review, the ALJ's decision becomes final.  Federal Court Review: If a claimant disagrees with the Appeals Council's decision or if the Appeals Council denies their request for review, they may file a lawsuit in federal court seeking judicial review of their SSD claim. Federal court review provides claimants with the opportunity to present their case before a federal judge, who will evaluate whether the SSA's decision was supported by substantial evidence and free from legal errors. Legal Representation: Navigating the Appeals Council and federal court levels of SSD appeals requires experienced legal representation. At Wood & Carlton, P.C., our SSD attorneys have a deep understanding of the appeals process and can provide skilled advocacy to help claimants present their cases effectively at each stage of review. Conclusion: The Appeals Council and federal court levels offer claimants additional opportunities to appeal unfavorable decisions in SSD cases. With the guidance of skilled attorneys at Wood & Carlton, P.C., claimants can navigate the appeals process with confidence and increase their chances of obtaining the SSD benefits they deserve. Contact us today for a consultation to discuss your SSD appeal and learn more about how we can assist you.

What Injured Workers Should Know About Light Duty Work Assignments in Mississippi

July 3, 2025
Introduction: When workers suffer injuries on the job in Mississippi, returning to work can be a complex process, particularly when their injuries prevent them from resuming their regular job duties. In such cases, employers may offer light duty work assignments as a transitional measure to accommodate injured workers while they recover. At Wood & Carlton, P.C., with offices in Corinth, Tupelo, and Pontotoc, Mississippi, our experienced workers' compensation attorneys are well-versed in light duty work assignments and can provide valuable guidance to injured workers navigating this aspect of the workers' comp process. In this blog post, we'll discuss what injured workers should know about light duty work assignments in Mississippi. Definition of Light Duty Work: Light duty work refers to modified job duties or tasks that are less physically demanding than the injured worker's regular job duties. These assignments are typically temporary and are designed to accommodate the worker's restrictions or limitations resulting from their injury, allowing them to remain productive and employed while they recover. Employer's Obligations: Under Mississippi workers' compensation laws, employers have an obligation to offer suitable light duty work assignments to injured workers who are capable of performing them. Failure to provide light duty work when available may result in penalties for the employer and could impact the worker's entitlement to workers' compensation benefits. Eligibility Criteria: Whether an injured worker is eligible for light duty work assignments depends on various factors, including the nature and extent of their injuries, medical restrictions or limitations imposed by their healthcare provider, and the availability of suitable light duty positions within the employer's organization. Wage Considerations: Injured workers who accept light duty work assignments may receive reduced wages compared to their pre-injury earnings. However, they may still be entitled to partial wage replacement benefits under workers' compensation laws to offset the difference between their pre-injury and post-injury earnings.  Rights of Injured Workers: Injured workers should be aware of their rights when offered light duty work assignments. They have the right to seek clarification from their healthcare provider regarding their medical restrictions and limitations and to request accommodations that align with their abilities and medical needs. Legal Advocacy from Wood & Carlton, P.C.: Navigating light duty work assignments and workers' compensation benefits can be complex, especially for injured workers dealing with the aftermath of a workplace injury. At Wood & Carlton, P.C., our dedicated workers' comp attorneys can provide comprehensive legal assistance and advocacy to ensure that injured workers' rights are protected and that they receive the benefits they deserve. Conclusion: Understanding light duty work assignments is essential for injured workers in Mississippi who are navigating the workers' compensation process. With the guidance of experienced attorneys at Wood & Carlton, P.C., injured workers can navigate light duty work assignments with confidence and advocate for their rights throughout the workers' comp process. Contact us today for a consultation to discuss your workers' comp claim and learn more about how we can help you.