Denied SSDI? How to Appeal and Win Your Case

The SSDI Application Process: Your Step-by-Step Guide

Applying for Social Security Disability Insurance (SSDI) can be an overwhelming process, especially when dealing with serious health issues that limit your ability to work. At Wood & Carlton, P.C., with offices in Corinth, Tupelo, and Pontotoc, Mississippi, our experienced disability attorneys have helped thousands of individuals secure the benefits they need by guiding them through each stage of the SSDI application process.


This guide offers a clear, step-by-step breakdown of how to apply for SSDI, what documents you'll need, how to avoid common mistakes, and what happens after your application is submitted. With strong knowledge of the Social Security Administration (SSA) and a commitment to personalized legal support, we are here to help you every step of the way.


How to Start Your SSDI Claim

You can file an SSDI claim in one of three ways:

1. Online:
Visit the SSA’s official website at www.ssa.gov to start your application online. This option is available 24/7 and is best suited for applicants who are comfortable navigating the internet and have access to their medical and work history documents.

2. By Phone:
Call the SSA at 1-800-772-1213 to initiate your claim over the phone. This option is ideal for individuals who prefer to speak directly with a representative and may need help understanding the process.

3. In-Person:
Visit your local Social Security office by scheduling an appointment. For applicants who want face-to-face support or have complex cases, in-person applications can provide an added level of assistance.

At Wood & Carlton, P.C., we often begin by reviewing our clients’ situations in detail to determine which method is most effective and to help ensure that their application is complete and accurate from the start.


Required Forms and Documentation

To file a strong SSDI claim, you’ll need to gather and submit several pieces of information and documentation, including:

Personal and Identity Documents:

  • Social Security number
  • Birth certificate or other proof of age
  • Marital status and spouse’s information
  • Names and birthdates of children (if applicable)

Medical Records:

  • Detailed list of doctors, hospitals, clinics, and therapists who have treated you
  • All treatment records, test results, imaging reports, and specialist notes
  • Prescribed medications and treatment plans

Work History:

  • Comprehensive work history for the past 15 years
  • Job descriptions and physical requirements of each job
  • Tax documents such as W-2s or federal tax returns

Other:

  • Direct deposit information for benefit payments
  • Any correspondence or records from past disability claims


Thorough and accurate documentation is one of the most critical factors in getting your application approved. Incomplete or inconsistent records are a leading cause of delays and denials.


Common Mistakes to Avoid During the Application Process

The SSDI application process is strict and detail-oriented. Many applicants are denied not because they aren’t eligible, but because of preventable errors in the paperwork or missing information. Here are some of the most common mistakes to avoid:


Submitting an Incomplete Medical History:
Failing to include full medical records and physician statements can weaken your claim. The SSA must see evidence that your condition is serious, long-lasting, and prevents you from working.


Inconsistent Statements:
Your written application, medical records, and oral statements must align. Discrepancies between what you say and what your records show can raise red flags.


Filing Under the Wrong Program:
Confusing SSDI with SSI (Supplemental Security Income) can delay your case. SSDI is based on work credits, while SSI is income-based. We can help determine the right path.


Not Following Up:
After you submit your application, it’s important to stay in touch with the SSA. Failing to respond to requests for additional documents or exam appointments can result in your application being closed.

By working with an experienced Social Security Disability lawyer, you reduce the likelihood of these errors and increase your chances of success.


How Long Does the SSDI Application Process Take?

The SSDI application timeline can vary based on the complexity of your case, the SSA’s current workload, and how complete your initial submission is. On average, initial decisions take between three and five months.

Key timeline benchmarks:

  • Application Submission: Day 1
  • Initial Review: 30–90 days
  • Medical Evidence Review: 60–120 days
  • Decision Letter Issued: Typically within five months


If additional evidence or a Consultative Examination (CE) is needed, expect additional delays. If you’re approved, your benefits will begin after a five-month waiting period from the date the SSA determines your disability began.


What Happens After You Apply?

Once you’ve submitted your SSDI application, the following steps occur:

1. Non-Medical Review:
SSA will verify your work history, income, and citizenship or lawful status.

2. Medical Review:
Your case is sent to a state Disability Determination Services (DDS) office. They will evaluate your medical condition and may request additional records.

3. Consultative Examination (if necessary):
If DDS needs more information, they may schedule a CE with a doctor contracted by the SSA. This exam is free but may delay your decision.

4. Final Decision:
You’ll receive a decision letter in the mail stating either approval or denial. If denied, the letter will explain the reasons and outline your appeal options.


Tips for Expediting Your SSDI Application

While there’s no way to guarantee faster processing, certain strategies can reduce delays and increase the likelihood of a smooth process:

Submit Comprehensive Medical Documentation:
Ensure all records, doctor notes, diagnoses, test results, and treatment histories are included with your initial application.

Respond Promptly to All SSA Requests:
If SSA asks for additional documents, clarifications, or schedules a CE, respond immediately. Missed deadlines can stall or cancel your application.

Highlight Urgent Conditions:
If you have a condition on the SSA’s Compassionate Allowance (CAL) list or a terminal illness, let them know early. These applications are typically expedited.

Follow Up Consistently:
Call the SSA to check on your claim’s status every 30 days. Document all communications for your records.

Hire a Knowledgeable SSDI Lawyer:
An experienced attorney can help ensure your claim is complete, accurate, and persuasive from the start.


Why Choose Wood & Carlton, P.C. to Help with Your SSDI Claim?

At Wood & Carlton, P.C., we focus on removing the stress and confusion from the SSDI process. Our legal team has decades of experience helping individuals across Mississippi and Western Tennessee secure the disability benefits they’re entitled to. We offer:

  • Free consultations
  • No upfront fees—we only get paid if you win
  • Complete application assistance
  • Personalized, local service from attorneys who care
  • Offices conveniently located in Corinth, Tupelo, and Pontotoc

We understand the financial and emotional toll disability can take. Let us help ease the burden by handling the paperwork and legal strategy while you focus on your health.


Ready to Apply for SSDI? Let’s Get Started

If you’re unable to work due to a medical condition, the SSDI program may be your lifeline. Don’t go through the application process alone. Contact Wood & Carlton, P.C. today to schedule a free consultation and get the legal support you need from attorneys who understand your situation and know how to win SSDI claims.

Addressing Mental Health Disabilities in Social Security Disability Claims: Guidance from Wood & Carlton, P.C.

June 19, 2025
Introduction: Mental health disabilities can be just as debilitating as physical impairments, making it challenging for individuals to maintain employment and support themselves financially. Social Security Disability Insurance (SSDI) provides crucial financial assistance to individuals with mental health disabilities who are unable to work. At Wood & Carlton, P.C., with offices in Corinth, Tupelo, and Pontotoc, Mississippi, our compassionate attorneys specialize in SSDI claims involving mental health disabilities and can provide valuable guidance to help claimants navigate the claims process. In this blog post, we'll explore the unique challenges of dealing with mental health disabilities in SSDI claims and offer insights to help claimants secure the benefits they deserve. Recognizing the Impact of Mental Health Disabilities: Mental health disabilities encompass a wide range of conditions, including depression, anxiety disorders, bipolar disorder, schizophrenia, and post-traumatic stress disorder (PTSD). These conditions can significantly impair an individual's ability to function in daily life, maintain employment, and engage in meaningful activities. Establishing Disability Under SSDI Criteria: To qualify for SSDI benefits based on a mental health disability, claimants must demonstrate that their condition meets the Social Security Administration's (SSA) criteria for disability. This often involves providing medical evidence, such as psychiatric evaluations, treatment records, and reports from mental health professionals, to substantiate the severity and impact of the disability on the claimant's ability to work. Addressing Stigma and Misconceptions: One of the challenges of pursuing SSDI benefits for mental health disabilities is overcoming stigma and misconceptions surrounding these conditions. Many individuals with mental health disabilities face skepticism and disbelief from others, including employers, insurers, and even family members. It's essential for claimants to advocate for themselves and seek support from knowledgeable professionals who understand the complexities of mental illness. Importance of Comprehensive Documentation: Comprehensive documentation is crucial in SSDI claims involving mental health disabilities. Claimants should maintain detailed records of their medical treatment, including therapy sessions, medication management, hospitalizations, and any adverse side effects experienced. Additionally, supporting statements from treating mental health professionals and loved ones can provide valuable insight into the claimant's functional limitations and the impact of their disability on daily activities. Legal Advocacy from Wood & Carlton, P.C.: Navigating the SSDI claims process for mental health disabilities can be complex and emotionally challenging. At Wood & Carlton, P.C., our experienced SSDI attorneys understand the unique needs of individuals with mental health disabilities and can provide compassionate legal representation and advocacy throughout the claims process. We'll work tirelessly to ensure that your rights are protected and that you receive the benefits you deserve.  Conclusion: Dealing with mental health disabilities in SSDI claims requires sensitivity, understanding, and experienced legal representation. With the guidance of skilled attorneys at Wood & Carlton, P.C., claimants can navigate the complexities of the claims process with confidence and secure the benefits they need to support themselves and their families. Contact us today for a consultation to discuss your SSDI claim involving mental health disabilities and learn more about how we can help you.

Unveiling the Role of Independent Medical Examinations in Mississippi Workers' Comp Cases: Insights from Wood & Carlton, P.C.

June 5, 2025
Introduction: Independent Medical Examinations (IMEs) play a significant role in Mississippi workers' compensation cases, serving as a crucial tool for evaluating the extent of a worker's injuries and determining their eligibility for benefits. At Wood & Carlton, P.C., with offices in Corinth, Tupelo, and Pontotoc, Mississippi, our seasoned attorneys understand the importance of IMEs in workers' comp cases and can provide valuable insights to help injured workers navigate this aspect of the claims process. In this blog post, we'll delve into the role of IMEs in Mississippi workers' comp cases and explore how they can impact the outcome of a claim. What is an Independent Medical Examination (IME)? An Independent Medical Examination (IME) is a medical evaluation conducted by a neutral physician or medical specialist who is not involved in the injured worker's ongoing treatment. IMEs are often requested by employers or their insurance carriers to assess the nature and extent of a worker's injuries, verify the need for medical treatment, and provide an impartial assessment of the worker's ability to return to work. Purpose of IMEs in Workers' Comp Cases: The primary purpose of IMEs in workers' comp cases is to provide an objective assessment of the injured worker's medical condition and functional abilities. IME physicians evaluate the worker's medical records, conduct physical examinations, and may order diagnostic tests to determine the nature and extent of the injuries, as well as assess whether the injuries are work-related. Evaluating Disability and Work Capacity: IMEs play a crucial role in evaluating the worker's disability status and work capacity. The IME physician assesses the worker's physical limitations, functional abilities, and restrictions to determine whether they are temporarily or permanently disabled and whether they can return to their pre-injury job or perform alternative work.  Addressing Disputes and Resolving Claims: IMEs can help resolve disputes between injured workers, employers, and insurance carriers regarding the worker's medical condition, treatment, and disability status. The findings of the IME may influence the outcome of the workers' comp claim, including decisions on medical treatment, disability benefits, vocational rehabilitation, and return-to-work options. Legal Considerations and Representation: Injured workers should be aware of their rights and legal options when undergoing an IME. It's crucial to have legal representation from experienced workers' comp attorneys, like those at Wood & Carlton, P.C., who can ensure that the IME process is fair and that the worker's rights are protected throughout the examination. Conclusion: Independent Medical Examinations (IMEs) play a critical role in Mississippi workers' compensation cases, providing objective medical assessments that can influence the outcome of a claim. With the guidance of skilled attorneys at Wood & Carlton, P.C., injured workers can navigate the IME process with confidence and advocate for their rights to fair treatment and compensation. Contact us today for a consultation to discuss your workers' comp claim and learn more about how we can help you.

Unveiling the Role of Vocational Experts in Social Security Disability Hearings: Insights from Wood & Carlton, P.C.

May 22, 2025
Social Security Disability Insurance (SSDI) hearings often involve the testimony of vocational experts, whose role is crucial in determining a claimant's eligibility for benefits. At Wood & Carlton, P.C., with offices in Corinth, Tupelo, and Pontotoc, Mississippi, our experienced attorneys understand the significance of vocational experts in SSDI hearings and can provide valuable insights to help claimants navigate this aspect of the process. In this blog post, we'll uncover the role of vocational experts in SSDI hearings and explain how their testimony can impact the outcome of a claim.  What is a Vocational Expert? A vocational expert (VE) is a professional trained in assessing the vocational aspects of disability claims. VEs are typically called upon to testify at SSDI hearings to provide expert opinions on a claimant's ability to perform substantial gainful activity (SGA) in the national economy, considering their physical and mental limitations. Assessing Transferable Skills: One of the primary roles of a vocational expert is to assess a claimant's transferable skills—skills acquired through past work experience that may be applicable to other jobs. VEs evaluate a claimant's work history, education level, and vocational qualifications to determine whether they possess skills that could enable them to perform alternative work. Hypothetical Scenarios: During SSDI hearings, administrative law judges (ALJs) often pose hypothetical scenarios to vocational experts based on the claimant's medical and functional limitations. VEs are tasked with providing opinions on whether jobs exist in the national economy that the claimant could perform given their impairments, age, education, and work experience. Cross-Examination: Claimants' representatives have the opportunity to cross-examine vocational experts during SSDI hearings, challenging their opinions and probing for inconsistencies or biases. Skilled attorneys can use cross-examination to undermine the credibility of VEs or highlight factors that support the claimant's case. Appeals Council and Federal Court Review: If a claimant disagrees with the vocational expert's testimony or the ALJ's decision, they may seek review by the Social Security Administration's Appeals Council or file a lawsuit in federal court. At these levels of review, the testimony of vocational experts may be subject to further scrutiny and challenge. Legal Advocacy from Wood & Carlton, P.C.: Navigating the complexities of SSDI hearings, including the testimony of vocational experts, requires experienced legal representation. At Wood & Carlton, P.C., our SSDI attorneys have a deep understanding of the vocational expert process and can effectively advocate for your rights at every stage of the claims process. Conclusion: Vocational experts play a significant role in SSDI hearings, offering expert opinions on a claimant's ability to work despite their impairments. With the guidance of skilled attorneys at Wood & Carlton, P.C., claimants can navigate the testimony of vocational experts with confidence and increase their chances of securing the SSDI benefits they deserve. Contact us today for a consultation to discuss your SSDI claim and learn more about how we can help you.
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