Workers’ Compensation in Mississippi: Your Complete Guide

Understanding Workers’ Compensation Benefits in Mississippi

If you've been injured on the job, understanding the workers’ compensation benefits available to you is essential for protecting your health, finances, and future. At Wood & Carlton, P.C., serving Corinth, Tupelo, Pontotoc, and surrounding areas, we help injured workers understand and claim the full range of benefits they are entitled to under Mississippi law.


In this guide, we’ll explain the key types of benefits, how compensation is calculated, and what you can expect throughout your recovery.


Medical Benefits: What’s Covered?

One of the most critical aspects of workers’ compensation is access to medical treatment. Mississippi workers’ compensation covers all reasonable and necessary medical expenses related to your injury or occupational disease, including:

  • Doctor and hospital visits
  • Surgery and hospitalization
  • Prescription medications
  • Physical therapy and rehabilitation
  • Diagnostic tests such as X-rays and MRIs
  • Medical equipment (crutches, braces, etc.)
  • Travel expenses for medical treatment (subject to certain guidelines)


Coverage continues as long as the treatment is necessary for your work-related injury. In most cases, your employer’s insurance company may designate an initial treating physician, but Mississippi law allows you to choose a physician of your choice after the initial visit.


Temporary Total Disability (TTD) vs. Temporary Partial Disability (TPD)

If your injury prevents you from working, you may be entitled to wage replacement benefits. There are two main types:

Temporary Total Disability (TTD):

  • Paid when you are completely unable to work while recovering.
  • Benefit amount: 66 2/3% of your average weekly wage (up to the state maximum benefit).
  • Paid until you return to work or reach Maximum Medical Improvement (MMI).

Temporary Partial Disability (TPD):

  • Paid if you return to work in a limited capacity or at a lower wage.
  • Benefit amount: 66 2/3% of the difference between your pre-injury and post-injury wages.
  • Helps supplement reduced earnings during recovery.

Example:
If you earned $900 per week before your injury and return to light-duty earning $500 per week, you could receive TPD benefits of approximately $266 per week (66 2/3% of the $400 difference).


Permanent Partial Disability (PPD) & Permanent Total Disability (PTD)

If your injury leads to a permanent impairment, you may be eligible for additional compensation:

Permanent Partial Disability (PPD):

  • Paid when you have a permanent impairment but can still work in some capacity.
  • Mississippi law assigns specific values (in weeks of benefits) to different body parts (called the scheduled injury list). For example, loss of a hand or foot has a set benefit schedule.
  • Unschedled injuries (like back or neck injuries) are compensated based on the percentage of impairment to the body as a whole.

Permanent Total Disability (PTD):

  • Paid if you are unable to perform any work due to your injury.
  • Benefit amount: 66 2/3% of your average weekly wage.
  • PTD benefits can continue for up to 450 weeks.


How Are Workers’ Compensation Benefits Calculated?

Your Average Weekly Wage (AWW) is the foundation for calculating wage replacement benefits. AWW is typically based on your gross wages (before taxes) over the 52 weeks prior to your injury.

Mississippi’s maximum weekly benefit cap changes annually. For 2024, the maximum is approximately $610 per week.

Example Calculation:

  • Pre-injury wage: $750 per week
  • AWW: $750
  • Benefit rate: $750 x 66 2/3% = $500 per week (subject to the state maximum)


Your attorney can ensure that your AWW is calculated fairly, especially if you have variable wages, seasonal work, or multiple jobs.


Vocational Rehabilitation and Retraining Benefits

If your injury prevents you from returning to your previous job, you may qualify for vocational rehabilitation, which can include:

  • Job placement assistance
  • Retraining programs
  • Educational opportunities
  • On-the-job training


The goal of vocational rehabilitation is to help you re-enter the workforce in a new role suited to your abilities. In Mississippi, these services are available through workers’ compensation at no cost to you. Your participation may also impact your eligibility for certain benefits.


Why Understanding Your Benefits Matters

Unfortunately, many injured workers don’t realize the full range of benefits available or accept settlements that do not reflect the true value of their claim. At Wood & Carlton, P.C., we take the time to:

  • Explain all available benefits
  • Monitor your case to ensure payments are accurate and timely
  • Push back against attempts to limit your medical care or compensation
  • Negotiate fair settlements when appropriate

Your employer and their insurance company have attorneys working for them. You should have one too.


Contact Wood & Carlton, P.C. for Help With Your Workers’ Compensation Benefits

Navigating the Mississippi workers’ compensation system can be complicated, but you don’t have to do it alone. Our experienced workers’ compensation lawyers provide personalized guidance and aggressive representation to ensure you receive every benefit you’re entitled to.


Contact us today for a free consultation. We serve clients in Corinth, Tupelo, Pontotoc, and across Mississippi and western Tennessee.

Addressing Mental Health Disabilities in Social Security Disability Claims: Guidance from Wood & Carlton, P.C.

June 19, 2025
Introduction: Mental health disabilities can be just as debilitating as physical impairments, making it challenging for individuals to maintain employment and support themselves financially. Social Security Disability Insurance (SSDI) provides crucial financial assistance to individuals with mental health disabilities who are unable to work. At Wood & Carlton, P.C., with offices in Corinth, Tupelo, and Pontotoc, Mississippi, our compassionate attorneys specialize in SSDI claims involving mental health disabilities and can provide valuable guidance to help claimants navigate the claims process. In this blog post, we'll explore the unique challenges of dealing with mental health disabilities in SSDI claims and offer insights to help claimants secure the benefits they deserve. Recognizing the Impact of Mental Health Disabilities: Mental health disabilities encompass a wide range of conditions, including depression, anxiety disorders, bipolar disorder, schizophrenia, and post-traumatic stress disorder (PTSD). These conditions can significantly impair an individual's ability to function in daily life, maintain employment, and engage in meaningful activities. Establishing Disability Under SSDI Criteria: To qualify for SSDI benefits based on a mental health disability, claimants must demonstrate that their condition meets the Social Security Administration's (SSA) criteria for disability. This often involves providing medical evidence, such as psychiatric evaluations, treatment records, and reports from mental health professionals, to substantiate the severity and impact of the disability on the claimant's ability to work. Addressing Stigma and Misconceptions: One of the challenges of pursuing SSDI benefits for mental health disabilities is overcoming stigma and misconceptions surrounding these conditions. Many individuals with mental health disabilities face skepticism and disbelief from others, including employers, insurers, and even family members. It's essential for claimants to advocate for themselves and seek support from knowledgeable professionals who understand the complexities of mental illness. Importance of Comprehensive Documentation: Comprehensive documentation is crucial in SSDI claims involving mental health disabilities. Claimants should maintain detailed records of their medical treatment, including therapy sessions, medication management, hospitalizations, and any adverse side effects experienced. Additionally, supporting statements from treating mental health professionals and loved ones can provide valuable insight into the claimant's functional limitations and the impact of their disability on daily activities. Legal Advocacy from Wood & Carlton, P.C.: Navigating the SSDI claims process for mental health disabilities can be complex and emotionally challenging. At Wood & Carlton, P.C., our experienced SSDI attorneys understand the unique needs of individuals with mental health disabilities and can provide compassionate legal representation and advocacy throughout the claims process. We'll work tirelessly to ensure that your rights are protected and that you receive the benefits you deserve.  Conclusion: Dealing with mental health disabilities in SSDI claims requires sensitivity, understanding, and experienced legal representation. With the guidance of skilled attorneys at Wood & Carlton, P.C., claimants can navigate the complexities of the claims process with confidence and secure the benefits they need to support themselves and their families. Contact us today for a consultation to discuss your SSDI claim involving mental health disabilities and learn more about how we can help you.

Unveiling the Role of Independent Medical Examinations in Mississippi Workers' Comp Cases: Insights from Wood & Carlton, P.C.

June 5, 2025
Introduction: Independent Medical Examinations (IMEs) play a significant role in Mississippi workers' compensation cases, serving as a crucial tool for evaluating the extent of a worker's injuries and determining their eligibility for benefits. At Wood & Carlton, P.C., with offices in Corinth, Tupelo, and Pontotoc, Mississippi, our seasoned attorneys understand the importance of IMEs in workers' comp cases and can provide valuable insights to help injured workers navigate this aspect of the claims process. In this blog post, we'll delve into the role of IMEs in Mississippi workers' comp cases and explore how they can impact the outcome of a claim. What is an Independent Medical Examination (IME)? An Independent Medical Examination (IME) is a medical evaluation conducted by a neutral physician or medical specialist who is not involved in the injured worker's ongoing treatment. IMEs are often requested by employers or their insurance carriers to assess the nature and extent of a worker's injuries, verify the need for medical treatment, and provide an impartial assessment of the worker's ability to return to work. Purpose of IMEs in Workers' Comp Cases: The primary purpose of IMEs in workers' comp cases is to provide an objective assessment of the injured worker's medical condition and functional abilities. IME physicians evaluate the worker's medical records, conduct physical examinations, and may order diagnostic tests to determine the nature and extent of the injuries, as well as assess whether the injuries are work-related. Evaluating Disability and Work Capacity: IMEs play a crucial role in evaluating the worker's disability status and work capacity. The IME physician assesses the worker's physical limitations, functional abilities, and restrictions to determine whether they are temporarily or permanently disabled and whether they can return to their pre-injury job or perform alternative work.  Addressing Disputes and Resolving Claims: IMEs can help resolve disputes between injured workers, employers, and insurance carriers regarding the worker's medical condition, treatment, and disability status. The findings of the IME may influence the outcome of the workers' comp claim, including decisions on medical treatment, disability benefits, vocational rehabilitation, and return-to-work options. Legal Considerations and Representation: Injured workers should be aware of their rights and legal options when undergoing an IME. It's crucial to have legal representation from experienced workers' comp attorneys, like those at Wood & Carlton, P.C., who can ensure that the IME process is fair and that the worker's rights are protected throughout the examination. Conclusion: Independent Medical Examinations (IMEs) play a critical role in Mississippi workers' compensation cases, providing objective medical assessments that can influence the outcome of a claim. With the guidance of skilled attorneys at Wood & Carlton, P.C., injured workers can navigate the IME process with confidence and advocate for their rights to fair treatment and compensation. Contact us today for a consultation to discuss your workers' comp claim and learn more about how we can help you.

Unveiling the Role of Vocational Experts in Social Security Disability Hearings: Insights from Wood & Carlton, P.C.

May 22, 2025
Social Security Disability Insurance (SSDI) hearings often involve the testimony of vocational experts, whose role is crucial in determining a claimant's eligibility for benefits. At Wood & Carlton, P.C., with offices in Corinth, Tupelo, and Pontotoc, Mississippi, our experienced attorneys understand the significance of vocational experts in SSDI hearings and can provide valuable insights to help claimants navigate this aspect of the process. In this blog post, we'll uncover the role of vocational experts in SSDI hearings and explain how their testimony can impact the outcome of a claim.  What is a Vocational Expert? A vocational expert (VE) is a professional trained in assessing the vocational aspects of disability claims. VEs are typically called upon to testify at SSDI hearings to provide expert opinions on a claimant's ability to perform substantial gainful activity (SGA) in the national economy, considering their physical and mental limitations. Assessing Transferable Skills: One of the primary roles of a vocational expert is to assess a claimant's transferable skills—skills acquired through past work experience that may be applicable to other jobs. VEs evaluate a claimant's work history, education level, and vocational qualifications to determine whether they possess skills that could enable them to perform alternative work. Hypothetical Scenarios: During SSDI hearings, administrative law judges (ALJs) often pose hypothetical scenarios to vocational experts based on the claimant's medical and functional limitations. VEs are tasked with providing opinions on whether jobs exist in the national economy that the claimant could perform given their impairments, age, education, and work experience. Cross-Examination: Claimants' representatives have the opportunity to cross-examine vocational experts during SSDI hearings, challenging their opinions and probing for inconsistencies or biases. Skilled attorneys can use cross-examination to undermine the credibility of VEs or highlight factors that support the claimant's case. Appeals Council and Federal Court Review: If a claimant disagrees with the vocational expert's testimony or the ALJ's decision, they may seek review by the Social Security Administration's Appeals Council or file a lawsuit in federal court. At these levels of review, the testimony of vocational experts may be subject to further scrutiny and challenge. Legal Advocacy from Wood & Carlton, P.C.: Navigating the complexities of SSDI hearings, including the testimony of vocational experts, requires experienced legal representation. At Wood & Carlton, P.C., our SSDI attorneys have a deep understanding of the vocational expert process and can effectively advocate for your rights at every stage of the claims process. Conclusion: Vocational experts play a significant role in SSDI hearings, offering expert opinions on a claimant's ability to work despite their impairments. With the guidance of skilled attorneys at Wood & Carlton, P.C., claimants can navigate the testimony of vocational experts with confidence and increase their chances of securing the SSDI benefits they deserve. Contact us today for a consultation to discuss your SSDI claim and learn more about how we can help you.
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