Understanding the Different Types of Social Security Disability Benefits

May 23, 2024

Navigating the Social Security Disability (SSD) system involves understanding the various types of benefits available to individuals with disabilities. Each type of benefit serves different purposes and eligibility criteria. Here's a breakdown of the different types of SSD benefits:


Social Security Disability Insurance (SSDI)

SSDI is a federal insurance program designed to provide benefits to disabled individuals who have worked and paid Social Security taxes. To qualify for SSDI, applicants must have a qualifying work history and meet the Social Security Administration's definition of disability. Benefits are based on the individual's work history and earnings.


Supplemental Security Income (SSI)

SSI is a needs-based program that provides benefits to disabled individuals with limited income and resources. Unlike SSDI, SSI benefits are not based on work history but are instead determined by financial need. To qualify for SSI, applicants must have limited income and resources and meet the Social Security Administration's definition of disability.


Disabled Adult Child Benefits (DAC)

DAC benefits are available to disabled individuals who became disabled before reaching the age of 22 and are dependent on a parent or guardian who receives Social Security retirement or disability benefits. These benefits are based on the parent's work history and earnings.


Widow/Widower's Benefits

Widow/widower's benefits are available to surviving spouses of deceased workers who were eligible for Social Security benefits. If the surviving spouse is disabled and meets the eligibility criteria for disability benefits, they may be entitled to receive SSDI or SSI benefits based on their spouse's work history.


Disabled Widow/Widower's Benefits

Disabled widow/widower's benefits are available to surviving spouses who are disabled and became disabled before the age of 60 (or 50 if they are blind) and meet the eligibility criteria for disability benefits. These benefits are based on the deceased spouse's work history and earnings.


How Wood & Carlton, P.C. Can Help

At Wood & Carlton, P.C., we understand that navigating the different types of Social Security Disability benefits can be overwhelming. Our experienced attorneys specialize in SSDI and SSI claims and can help you determine which type of benefit you may be eligible for. Whether you're applying for benefits for the first time or appealing a denial, we'll provide the guidance and representation you need to navigate the process successfully. Contact us today to schedule a consultation and learn more about how we can help you obtain the benefits you deserve.

Unveiling the Role of Independent Medical Examinations in Mississippi Workers' Comp Cases: Insights from Wood & Carlton, P.C.

June 5, 2025
Introduction: Independent Medical Examinations (IMEs) play a significant role in Mississippi workers' compensation cases, serving as a crucial tool for evaluating the extent of a worker's injuries and determining their eligibility for benefits. At Wood & Carlton, P.C., with offices in Corinth, Tupelo, and Pontotoc, Mississippi, our seasoned attorneys understand the importance of IMEs in workers' comp cases and can provide valuable insights to help injured workers navigate this aspect of the claims process. In this blog post, we'll delve into the role of IMEs in Mississippi workers' comp cases and explore how they can impact the outcome of a claim. What is an Independent Medical Examination (IME)? An Independent Medical Examination (IME) is a medical evaluation conducted by a neutral physician or medical specialist who is not involved in the injured worker's ongoing treatment. IMEs are often requested by employers or their insurance carriers to assess the nature and extent of a worker's injuries, verify the need for medical treatment, and provide an impartial assessment of the worker's ability to return to work. Purpose of IMEs in Workers' Comp Cases: The primary purpose of IMEs in workers' comp cases is to provide an objective assessment of the injured worker's medical condition and functional abilities. IME physicians evaluate the worker's medical records, conduct physical examinations, and may order diagnostic tests to determine the nature and extent of the injuries, as well as assess whether the injuries are work-related. Evaluating Disability and Work Capacity: IMEs play a crucial role in evaluating the worker's disability status and work capacity. The IME physician assesses the worker's physical limitations, functional abilities, and restrictions to determine whether they are temporarily or permanently disabled and whether they can return to their pre-injury job or perform alternative work.  Addressing Disputes and Resolving Claims: IMEs can help resolve disputes between injured workers, employers, and insurance carriers regarding the worker's medical condition, treatment, and disability status. The findings of the IME may influence the outcome of the workers' comp claim, including decisions on medical treatment, disability benefits, vocational rehabilitation, and return-to-work options. Legal Considerations and Representation: Injured workers should be aware of their rights and legal options when undergoing an IME. It's crucial to have legal representation from experienced workers' comp attorneys, like those at Wood & Carlton, P.C., who can ensure that the IME process is fair and that the worker's rights are protected throughout the examination. Conclusion: Independent Medical Examinations (IMEs) play a critical role in Mississippi workers' compensation cases, providing objective medical assessments that can influence the outcome of a claim. With the guidance of skilled attorneys at Wood & Carlton, P.C., injured workers can navigate the IME process with confidence and advocate for their rights to fair treatment and compensation. Contact us today for a consultation to discuss your workers' comp claim and learn more about how we can help you.

Unveiling the Role of Vocational Experts in Social Security Disability Hearings: Insights from Wood & Carlton, P.C.

May 22, 2025
Social Security Disability Insurance (SSDI) hearings often involve the testimony of vocational experts, whose role is crucial in determining a claimant's eligibility for benefits. At Wood & Carlton, P.C., with offices in Corinth, Tupelo, and Pontotoc, Mississippi, our experienced attorneys understand the significance of vocational experts in SSDI hearings and can provide valuable insights to help claimants navigate this aspect of the process. In this blog post, we'll uncover the role of vocational experts in SSDI hearings and explain how their testimony can impact the outcome of a claim.  What is a Vocational Expert? A vocational expert (VE) is a professional trained in assessing the vocational aspects of disability claims. VEs are typically called upon to testify at SSDI hearings to provide expert opinions on a claimant's ability to perform substantial gainful activity (SGA) in the national economy, considering their physical and mental limitations. Assessing Transferable Skills: One of the primary roles of a vocational expert is to assess a claimant's transferable skills—skills acquired through past work experience that may be applicable to other jobs. VEs evaluate a claimant's work history, education level, and vocational qualifications to determine whether they possess skills that could enable them to perform alternative work. Hypothetical Scenarios: During SSDI hearings, administrative law judges (ALJs) often pose hypothetical scenarios to vocational experts based on the claimant's medical and functional limitations. VEs are tasked with providing opinions on whether jobs exist in the national economy that the claimant could perform given their impairments, age, education, and work experience. Cross-Examination: Claimants' representatives have the opportunity to cross-examine vocational experts during SSDI hearings, challenging their opinions and probing for inconsistencies or biases. Skilled attorneys can use cross-examination to undermine the credibility of VEs or highlight factors that support the claimant's case. Appeals Council and Federal Court Review: If a claimant disagrees with the vocational expert's testimony or the ALJ's decision, they may seek review by the Social Security Administration's Appeals Council or file a lawsuit in federal court. At these levels of review, the testimony of vocational experts may be subject to further scrutiny and challenge. Legal Advocacy from Wood & Carlton, P.C.: Navigating the complexities of SSDI hearings, including the testimony of vocational experts, requires experienced legal representation. At Wood & Carlton, P.C., our SSDI attorneys have a deep understanding of the vocational expert process and can effectively advocate for your rights at every stage of the claims process. Conclusion: Vocational experts play a significant role in SSDI hearings, offering expert opinions on a claimant's ability to work despite their impairments. With the guidance of skilled attorneys at Wood & Carlton, P.C., claimants can navigate the testimony of vocational experts with confidence and increase their chances of securing the SSDI benefits they deserve. Contact us today for a consultation to discuss your SSDI claim and learn more about how we can help you.